About Beal Bank

FDIC Money Smart: An Adult Education
Program Building Knowledge, Security,
and Confidence

Presented by Beal Bank in partnership with the FDIC

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Get the Tools You Need for Financial Success

The FDIC's award-winning Money Smart financial course gives you the tools to make the best decisions about your money. Money Smart will help you understand basic financial services, such as savings accounts, checking accounts, and credit cards, and will help you manage your money for you and your family. Since Money Smart was introduced in 2001, over 100,000 people have attended the course at banks and other participating institutions across the country.

Taking the Course

For information about taking the Money Smart course, access the FDIC website's Money Smart page or contact the FDIC at (202) 942-3404; or contact Jim Chambless at (469) 467-5533 or jchambless@bealservice.com.

What's in the Course

Money Smart covers these 10 topics:

Bank on It: An introduction to bank services Borrowing Basics: An introduction to credit Check It Out: How to choose and keep a checking account Money Matters: How to keep track of your money Pay Yourself First: Why you should save, save, save

Keep It Safe: Your consumer rights To Your Credit: How your credit history will affect your credit future Charge It Right: How to make a credit card work for you Loan To Own: Know what you're borrowing before you buy Your Own Home: What home ownership is all about

About the FDIC

Congress created the Federal Deposit Insurance Corporation (FDIC) in 1933 to restore public confidence in the nation's banking system. The FDIC insures deposits at the nation's member banks and savings associations and it promotes the safety and soundness of these institutions by identifying, monitoring, and addressing risks to which they are exposed. The FDIC receives no federal tax dollars; insured financial institutions fund its operations.