Beal Bank is a wholesale bank and as such our business model consists of purchasing loans in the secondary markets from other financial institutions. We provide liquidity to other lenders who wish to sell loans or loan portfolios. Our counterparties are typically regulated financial institutions, insurance companies, governmental agencies, or non-regulated businesses that have equity capital in excess of $50 million; we do not purchase loans from individuals or small businesses. Beal Bank does not generally originate residential or commercial loans.
If you are a regulated financial institution, insurance company, governmental agency, or non-regulated business with equity capital in excess of $50 million and have loans you want to sell, please e-mail us via our secure contact form.