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Other Deposit Products
Other Deposit Products
Individual Retirement Accounts
Individual retirement accounts (IRAs) are a popular way to save for your retirement. They combine the stability, rate, and yield of CDs with the additional advantage of putting your savings in a sanctioned retirement product.
IRAs may be started as new accounts or rolled over from existing accounts. Additionally, IRAs may have specific contribution limits or other restrictions concerning withdrawals. We will be pleased to consult with you concerning questions you may have about IRAs.
Apply to Open an Account
Please review our IRA rates and call us at 1-877-TRY-BEAL or e-mail us via our secure contact form and a Beal Bank Personal Banker will contact you directly.
If you have general questions, please e-mail us via our secure contact form and a Beal Bank Personal Banker will contact you.
NOTE: The interest rates and other terms offered on this website are available ONLY for new accounts and/or renewals processed through this website and may not be available at a Beal Bank branch location.
IRA Rates
Effective as of:
Review Truth-in-Savings Disclosure
* Minimum balance to open is $1,000.00
| Account Period | Balance | APY* | Interest Rate |
|---|---|---|---|
| 1 Year | $1,000 | 1.01% | 1.01% |
| 2 Year | $1,000 | 1.26% | 1.25% |
| 3 Year | $1,000 | 1.26% | 1.25% |
| 4 Year | $1,000 | 1.26% | 1.25% |
| 5 Year | $1,000 | 1.26% | 1.25% |
*Annual Percentage Yield
PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL ON CERTIFICATES.
INTEREST IS COMPOUNDED QUARTERLY.
THE ANNUAL PERCENTAGE YIELD ASSUMES INTEREST WILL REMAIN ON DEPOSIT UNTIL MATURITY. A WITHDRAWAL WILL REDUCE EARNINGS. ALL RATES SUBJECT TO CHANGE DAILY.
