Other Deposit Products

Individual Retirement Accounts

Individual retirement accounts (IRAs) are a popular way to save for your retirement. They combine the stability, rate, and yield of CDs with the additional advantage of putting your savings in a qualified retirement product.

IRAs may be started as new accounts or rolled over from existing accounts. Additionally, IRAs may have specific contribution limits or other restrictions concerning withdrawals. We will be pleased to consult with you concerning questions you may have about IRAs.

Apply to Open an Account

To open an account, please call us at 1-877-TRY-BEAL or email us via our secure contact form and a Beal Bank Retail Banking Specialist will contact you directly.

If you have general questions, please email us via our secure contact form and a Beal Bank Retail Banking Specialist will contact you.

IRA Rates

IRA CDs are available for terms of 1-5 years.  Minimum balance to open is $1,000.00.  Please call 877-TRY-BEAL for current rates.

Truth-in-Savings Advertising Disclosure

• Rates offered may change without notice.
• Minimum balance to obtain APY is $1,000.
• Fees may reduce yield.
• A substantial penalty may be imposed for early withdrawal.
• Each depositor is FDIC-insured up to applicable limits.
• For additional terms and conditions, call 1-877-TRY BEAL (877-879-2325) or send an email to info@bealbank.com.

Review Truth-in-Savings Disclosure