FDIC Money Smart

Presented in Partnership with the FDIC

FDIC Money Smart, the award-winning financial course from the FDIC, gives you the tools to make the best decisions about your money. Money Smart will help you understand basic financial services, such as savings accounts, checking accounts, and credit cards, and will help you manage your money for you and your family. Money Smart covers these 11 topics.

  1. Bank on It: an introduction to bank services
  2. Borrowing Basics: an introduction to credit
  3. Check It Out: how to choose and keep a checking account
  4. Money Matters: how to keep track of your money
  5. Pay Yourself First: why you should save, save, save
  6. Financial Recovery: how to recover financially and rebuild your credit after a financial-setback
  7. Keep It Safe: your rights as a consumer
  8. To Your Credit: how your credit history will affect your credit future
  9. Charge It Right: how to make a credit card work for you
  10. Loan To Own: know what you're borrowing before you buy
  11. Your Own Home: what home ownership is all about

Money Smart is a comprehensive financial education curriculum designed to help low- and moderate-income individuals outside the financial mainstream enhance their financial skills and create positive banking relationships. Money Smart has reached over 2.75 million consumers since 2001. Research shows that the curriculum can positively influence how consumers manage their finances, and these changes are sustainable in the months after the training.

About the FDIC

Congress created the Federal Deposit Insurance Corporation (FDIC) in 1933 to restore public confidence in the nation's banking system. The FDIC insures deposits at member banks and savings associations, and it promotes the safety and soundness of these institutions by identifying, monitoring and addressing risks to which they are exposed. The FDIC receives no federal tax dollars; insured financial institutions fund its operations.

Taking the Course

To learn more about the Money Smart course and register, you can:

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