Statement of Condition

Beal Bank Consolidated Statement of Condition

December 31, 2018


Cash and Interest Earning Deposits    $498,506,000
Securities $227,722,000
Loans $1,143,751,000
Real Estate Owned $13,487,000
Other Assets $299,533,000
Total Assets $2,182,999,000

Liabilities and Capital

Deposits $1,388,410,000
Federal Home Loan Bank Borrowings    $0
Other Liabilities $239,744,000
Total Liabilities $1,628,154,000
Capital, Surplus, and Other $532,202,000
Retained Earnings $22,643,000
Total Capital $554,845,000
Total Liabilities and Capital $2,182,999,000

Equity Capital Ratios

December 31, 2018

Common Equity Tier 1 Capital      46.4%
Tier 1 Capital Ratio 46.4%
Total Capital Ratio 47.4%
Tier 1 Leverage Ratio 22.5%

Note 1: The Federal Deposit Insurance Corporation (FDIC), an agency of the United States Government, insures deposit accounts to at least $250,000 per depositor in accordance with the rules and regulations of the FDIC.

Note 2: Equity capital ratios are calculated in accordance with risk based capital guidelines issued by the FDIC.

Note 3: The Statement of Condition is prepared in accordance with Federal regulatory authority instructions. These instructions may in some cases differ from generally accepted accounting principles.

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