Statement of Condition

Beal Bank USA Consolidated Statement of Condition

June 30, 2018

Assets

Asset Amount
Cash and Interest Earning Deposits    $254,849,000
Securities $774,059,000
Loans $3,682,071,000
Real Estate Owned $43,044,000
Other Assets $684,619,000
   
Total Assets $5,438,642,000

Liabilities and Capital

Asset Amount
Deposits $2,516,141,000
Federal Home Loan Bank Borrowings    $280,000,000
Other Borrowings $338,913,000
Other Liabilities $97,405,000
   
Total Liabilities $3,232,459,000
   
Capital, Surplus, and Other $1,997,348,000
Retained Earnings $208,835,000
   
Total Capital $2,206,183,000
   
Total Liabilities and Capital $5,438,642,000

Equity Capital Ratios

June 30, 2018

Asset Amount
Common Equity Tier 1 Capital 38.0%
Tier 1 Capital Ratio 38.0%
Total Capital Ratio 39.2%
Tier 1 Leverage Ratio 36.6%

Note 1: The Federal Deposit Insurance Corporation (FDIC), an agency of the United States Government, insures deposit accounts to at least $250,000 per depositor in accordance with the rules and regulations of the FDIC.

Note 2: Equity capital ratios are calculated in accordance with risk-based capital guidelines issued by the Federal Deposit Insurance Corporation.

Note 3: The Statement of Condition is prepared in accordance with Federal regulatory authority instructions. These instructions may in some cases differ from generally accepted accounting principles.
 

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