Statement of Condition

Beal Bank USA Consolidated Statement of Condition

December 31, 2018


Asset Amount
Cash and Interest Earning Deposits    $419,997,000
Securities $699,698,000
Loans $3,437,502,000
Real Estate Owned $24,502,000
Other Assets $749,877,000
Total Assets $5,331,576,000

Liabilities and Capital

Asset Amount
Deposits $2,402,704,000
Federal Home Loan Bank Borrowings    $280,000,000
Other Borrowings $322,823,000
Other Liabilities $77,375,000
Total Liabilities $3,082,902,000
Capital, Surplus, and Other $1,982,010,000
Retained Earnings $266,664,000
Total Capital $2,248,674,000
Total Liabilities and Capital $5,331,576,000

Equity Capital Ratios

December 31, 2018

Asset Amount
Common Equity Tier 1 Capital 41.9%
Tier 1 Capital Ratio 41.9%
Total Capital Ratio 43.2%
Tier 1 Leverage Ratio 38.5%

Note 1: The Federal Deposit Insurance Corporation (FDIC), an agency of the United States Government, insures deposit accounts to at least $250,000 per depositor in accordance with the rules and regulations of the FDIC.

Note 2: Equity capital ratios are calculated in accordance with risk-based capital guidelines issued by the Federal Deposit Insurance Corporation.

Note 3: The Statement of Condition is prepared in accordance with Federal regulatory authority instructions. These instructions may in some cases differ from generally accepted accounting principles.

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