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Beal Bank USA offers competitive rates on certificates of deposit (CDs) that are insured by the Federal Deposit Insurance Corporation (FDIC). We offer terms from one month through five years.
In accordance with Section 326 of the USA PATRIOT Act signed October 26, 2001, all persons who have accounts at Beal Bank USA are subject to the Act's identity verification requirements even though they may be long-term customers of, and well known to, Beal Bank USA.
For purposes of the regulation, an "account" includes every formal banking relationship that entails ongoing services, dealings, or transactions, including deposits such as money market, statement savings, and CD accounts.
If you request to open an account or become a signatory on an account with Beal Bank USA and we have not previously verified your identity under the Act's regulatory requirements, we must request documentary verification of your identity, such as a driver's license or passport.
We ask for your patience as we comply with the Act's new identity verification requirements. Protection of your identity and confidentiality is our pledge to you.
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