Money Desk Rates

Beal Bank - FDIC #32574

Beal Bank USA - FDIC #57833

ProductAPY*RateAPY*Rate
3 Month Certificate of Deposit0.901 %0.898 %Open Account1.441 %1.433 %Open Account
6 Month Certificate of Deposit1.011 %1.007 %Open Account1.351 %1.344 %Open Account
9 Month Certificate of Deposit1.011 %1.007 %Open Account1.511 %1.503 %Open Account
18 Month Certificate of Deposit1.151 %1.146 %Open Account1.651 %1.641 %Open Account
24 Month Certificate of Deposit1.151 %1.146 %Open Account1.651 %1.641 %Open Account
30 Month Certificate of Deposit1.151 %1.146 %Open Account1.651 %1.641 %Open Account
36 Month Certificate of Deposit1.151 %1.146 %Open Account1.651 %1.641 %Open Account
48 Month Certificate of Deposit1.151 %1.146 %Open Account1.651 %1.641 %Open Account
60 Month Certificate of Deposit1.151 %1.146 %Open Account1.651 %1.641 %Open Account
72 Month Certificate of Deposit1.600 %1.590 %Open Account1.250 %1.244 %Open Account
84 Month Certificate of Deposit1.750 %1.739 %Open Account1.250 %1.244 %Open Account
96 Month Certificate of Deposit2.000 %1.985 %Open Account1.250 %1.244 %Open Account
108 Month Certificate of Deposit2.200 %2.182 %Open Account1.250 %1.244 %Open Account
120 Month Certificate of Deposit2.600 %2.575 %Open Account1.250 %1.244 %Open Account

*Annual percentage yield

 Featured rate

Important Information

  • Rates accurate as of .
  • Rates offered may change without notice.
  • Minimum balance to open an account is $95,000.
  • Fees may reduce yield.
  • If any funds are wired from an account, a $15 fee will apply.
  • A substantial penalty may be imposed for early withdrawal. See the Account Management section of the FAQs for fees.
  • Each depositor is FDIC-insured up to applicable limits.
  • For additional terms and conditions, please email us at moneydesk@bealbank.com.
  • Entities opening accounts must be state or federally regulated financial institutions.