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Founded in 1988 and headquartered in Plano, Texas (near Dallas), Beal Bank provides financial strength and stability, competitive rates and outstanding service to our customers. Our core service is offering competitive rates on accounts through a variety of savings products. Most products are available at any Beal Bank location, as well as through our website.

All deposits are insured by the FDIC up to at least $250,000 per depositor.

With Beal Bank, you know your money will grow in a strong and secure environment. Beal Bank has capital in excess of $1.0 billion and assets in excess of $4.8 billion as of March 31, 2024. We are known for maintaining high capitalization, a leading indicator of bank strength. In fact, our Tier 1 capital ratio is consistently several times in excess of the national average.

Competitive rates on savings products. Attentive, personalized customer care. A strong and secure bank. That’s not just smart, that’s Beal Smart™.

Beal Bank is also active in the secondary market, purchasing loans and loan portfolios from other financial institutions.

Read the Statement of Condition.

Learn more about our partner bank, Beal Bank USA.

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Third party site disclaimer

By accessing the noted link you will be leaving the Beal Bank and Beal Bank USA website and entering a website hosted by another party. Beal Bank and Beal Bank USA have not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Beal Bank and Beal Bank USA website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Beal Bank and Beal Bank USA.

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