The following Online Privacy Policy (this “Policy”) applies to Beal Bank USA and any other site owned and/or operated by or on behalf of Beal Bank USA or any of its subsidiaries or affiliates. Beal Bank USA is committed to protecting the privacy and security of its online visitors. This Policy discloses the information gathering and dissemination practices of Beal Bank USA and its subsidiaries and affiliates.
When you visit our site to view any pages, read product information, or use any tools, you do so without telling us who you are and without revealing any personal information. While we do not collect identifying information about visitors to our site, we do use standard software that tracks the activity on our site. This allows us to better understand how many people use our site and which pages and features are most popular. The information we collect and store is limited to:
- The name of your Internet Service Provider;
- The website that referred you to us (if any);
- The date and time the pages were accessed; and
- The page or pages you requested.
There are instances where you may elect to provide us with personal information. If you fill out one of our feedback or request forms or send us an e-mail, you are transmitting the information that appears in the form or the body of the message. This will typically include information such as your name, mailing address, e-mail address, the kind of request you are making, and any other information necessary to fulfill your request. This is always your option; this information cannot be collected unless you specifically elect to send it to us. This information is used internally only for the purpose of fulfilling the request or for contacting you directly. Beal Bank USA will not sell or provide any personal information provided by you on its site to third parties for any purpose, including solicitation purposes.
Security
Beal Bank USA aggressively works to protect its operating systems and electronic information by using anti-virus software, anti-spyware software, firewalls, and other defensive measures. Beal Bank USA enforces strict identification measures for customer requests over the telephone or in writing.
Website – Inquiry and Offline Applications
In order to determine levels of interest in our offered products, we may collect certain non-identifying information such as pages viewed, offline applications prepared, and the geographical location of the site visitor. This information may be used in procedure improvement, possible product enhancement, and future product development.
Website – Online Applications
Should you choose to submit your application for an account online, you will provide your personal information needed to open your account through the Internet. In order to protect your personal privacy, your personal information is transmitted to us in a "secure session" that is established through our data security system. You may, of course, elect to send us this information offline through the mail.
Unsolicited E-Mail
Beal Bank USA does not send unsolicited e-mail messages or place pop-up advertisements that request personal information such as your Beal Bank USA account number(s) or account password(s), your credit card number(s), or your Social Security number. If you receive an e-mail requesting personal information from someone claiming to be a representative of Beal Bank USA, and you did not originate the message, do not respond. If you see a pop-up advertisement for Beal Bank USA that requests personal information, do not click the advertisement. Call Beal Bank USA immediately to report the contact.
Cookies
In addition to the online information that you voluntarily provide to us, we may use cookies and retain cookie information separately or with the information you provide to us online. A cookie is a small piece of data assigned to the browser on your computer when you visit a website. We may use cookies for various purposes such as maintaining continuity during a session, gathering data about the use of our site, storing preferences or recognizing return users. Your web browser may alert you or permit you to refuse, disable, or delete cookies. If you refuse cookies, you may not be able to use certain features or services on the site. For example, cookies may be used to help complete or record a transaction or combine with your other data so that we may retain online information for your use in subsequent sessions.
Changes
Beal Bank USA may change this Policy at any time. Any changes or updates to this Policy will become effective immediately when posted. The “Last Updated” date of this Policy, as stated below, indicates the last time this Policy was materially changed. Checking the “Last Updated” date below allows you to determine whether there have been such changes since the last time you reviewed the Policy.
Questions
For further direction regarding inquiries concerning this privacy statement, you may contact us by e-mail or telephone as described on the site.
Last Updated
This Policy was last updated: May 11, 2026.