Founded in 1988, the Beal Bank family of companies is headquartered in Plano, Texas (near Dallas), and comprises one of the largest private financial institutions in the United States. Our two partner banks, Beal Bank and Beal Bank USA, are guided by the same principles of reliability and excellent customer service. Whether you are a customer of Beal Bank or Beal Bank USA – or have accounts with both banks – we are dedicated to providing financial strength and stability, competitive rates and outstanding service to every customer.
Great Rates. Our core focus is offering competitive rates on deposit accounts through a variety of savings solutions including CDs, money market accounts, statement savings accounts and IRA CDs. Most products are available at any retail location as well as online through this website. To find the Beal Bank or Beal Bank USA location closest to you, please click here.
All deposits are insured by the FDIC up to at least $250,000 per depositor. In fact, because we have two banks, it is possible to effectively “double” your total FDIC insurance coverage by spreading your deposits across both banks.
Secure Growth. With us, your money will grow in a strong and secure environment. The Beal Bank family of companies has combined capital in excess of $3.1 billion and combined assets of more than $8.2 billion as of March 31, 2021. We are known for maintaining high capitalization, a leading indicator of bank strength. In fact, our Tier 1 capital ratio is consistently several times in excess of the national average.
Great Service. Our uncommon strength and low overhead enables us to routinely provide our deposit customers with outstanding, personal service. Come visit us!
Competitive rates on savings products. Attentive, personalized customer care. A strong and secure bank. That’s not just smart, that’s Beal Smart™.
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